Bankruptcy

The Chicago Bankruptcy Attorney at Lindsey Law Office helps clients find a path back to financially solid ground, and leads people to the peace of mind that their creditors have taken from them.  Dealing with the endless requests of your creditors can be tough to handle.  But you do not have to go through this alone.  A Chicago Bankruptcy Attorney at Lindsey Law Office can help you eliminate this problem by filing for Bankruptcy.

Deciding to file Bankruptcy is a difficult decision, and you should consult a Chicago Bankruptcy Attorney when considering filing Bankruptcy.  The decision to file, though, can bring the relief that you need.

While most people wish to pay their debts, it is sometimes out of your control to do so.  Perhaps you’ve been laid off, your credit cards have raised their interest rates and minimum payments, or you’ve incurred medical expenses that were not covered by insurance.  Most individuals find that they are walking a fine line financially, and sometimes that line moves.  You can easily find yourself on the wrong side of the line and falling deeper in debt. A Chicago Bankruptcy Attorney can help you correct the situation, and get you back on the track to financial peace of mind.

Let the Chicago Bankruptcy Attorney at Lindsey Law Office help you get your life back. Call today for your free consultation and case evaluation, and start seeking the relief and peace of mind that you and your family deserve.

Chapter 7: Often referred to as a complete or total bankruptcy, this option eliminates nearly all unsecure debts.  You can still keep your home and car under many circumstances.  Contrary to popular belief, your credit will not be permanently wrecked.  You will qualify for credit in the future despite filing a bankruptcy.  You must qualify by passing an income-based test instituted by Congress.

  • As an additional service, Lindsey Law Office offers a credit check-up during the year following the filing of a Chapter 7 to ensure that your creditors comply with the Courts orders.

Call today to discuss your options with an experienced attorney. Let Lindsey Law Office help you get your life back.

Chapter 13: A debt re-organization.  This option allows you to pay a small percentage back to your creditors over as many as five years without penalty based upon your income. Whatever debt remains may be eliminated.

  • Behind on payments?  Lower your monthly payments and save your home or car at the same time.

Call today to discuss your options with an experienced attorney. Let Lindsey Law Office help you get your life back.

Foreclosure Defense: Foreclosure is the process by which a bank or lender reclaims real estate from a borrower. Foreclosure is a scary and complicated process that can cause unnecessary stress. Banks spend a lot of money on attorneys to get the upper hand when foreclosing. Make sure your rights are well defended. Contact Lindsey Law Office today to begin the process of
saving your home.

Consumer Debt Defense: Lindsey Law Office helps defend clients against law suits that are the result of unpaid debts.  Sometimes the debt is not yours and you have been sued erroneously.  You MUST STILL ACT to protect yourself.  Sometimes you have a legitimate reason for failing to pay. You must present your case to the court for why payments were not made.  Sometimes a collector has acted inappropriately.

  • Lindsey Law Office files cases under the Fair Debt Collection Practices Act and Fair Credit Reporting Act against these creditors to enforce your federally guaranteed rights. Creditors and collectors know the rules, but hope you don’t.

Call today to set up your free consultation to discuss your options with an experienced attorney. Let Lindsey Law Office help you get your life back:  312-577-5377.